It wasn't until I was well out of college and had been living on my own for years that it came to my realization that my mother has no concept of money.
Every time I would visit home there would be something new and obnoxious in her house and when I would ask about it she would say... oh that was only XX a month and I got XX percent off.
Growing up if I had a great day, I was rewarded by going to the mall and buying something new for myself... if I had a bad day, I was cheered up by going to the mall and buying something new. For many going to the mall to get something may be nothing. But for me growing up I never really asked for much. I never had to have the latest games or clothes. But this behavior growing up only continued into my adulthood.
By the time I graduated from Auburn, I had over $3000 in credit card debt. And while I thank my mother for most of it... there were no lessons of fiscal responsibility... and all those free credit card offers on campus didn't help. I have since paid that $3000 off twice over. But now after the Atlanta job situation and everything going on here I have found myself once again in credit card debt... $7000 this time. Entering into a recession only makes me fearful of having such debt... which is why I will be grinding like crazy to pay off this debt. I will be working like a mad man... cutting expenses... taking no personal trips... and watching my spending until I get this under control.
Now with groceries costs... gas... skyrocketing. And my rent going up next month... this will definitely be a challenge but my goal is to be credit card debt free by April 1... lets see if I make it.